Pocket Money Credit
A small starting limit for everyday student essentials, disbursed to your own verified bank account.
- Starts at ₹2,000 after KYC approval
- Limit can grow with consistent repayments
- Funds go to your own verified account
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Email
support@ryneex.in -
Address
India
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Phone
+91 44012 45785
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Spanish
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Franch
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Built for ambitious students
Credit that keeps your education moving.
RYNEEX helps eligible Indian students build responsible credit for study essentials, skill-building and the milestones ahead.
Private document handling
NBFC-reviewed decisions
INR only
ASRKVN
Designed for real student milestones.
Transparent steps, private documents and accountable reviews.
RYNEEX STUDENT CREDIT
₹2,000starting eligible credit limit
Complete KYCStep 1 of 3
Profile reviewReady for KYC
Credit growth+₹1,000 after 3 repayments
18+ yearsFor Indian students
100% digitalMobile-first application
Human reviewClear, accountable decisions
Trusted workflow for student credit, NBFC review and private document handling
Private KYC
NBFC review
KFS first
Direct transfer
Repay & grow
Private KYC
NBFC review
KFS first
Direct transfer
Repay & grow
Private KYC
NBFC review
KFS first
Direct transfer
Repay & grow
Private KYC
NBFC review
KFS first
Direct transfer
Repay & grow
Two ways to build credit
Choose the path that matches what you need right now.
Education Loan
For tuition and recognised course fees, reviewed by an NBFC lender and paid directly to your institution.
- University or approved affiliate college
- KFS and agreement shown before you accept
- Institution-only disbursement, never to a personal account
How education loan funds move
Institution-only disbursement, every time.
1. UniversitySelect from RYNEEX's listed universities.
2. Approved affiliate collegeConfirm your specific college under that university.
3. Institution beneficiary accountApproved funds are paid to the verified institution account on record — never to a personal account.
If your college is not yet listed, you can request it during application; disbursement only proceeds once the institution's beneficiary account is verified.
Why students trust RYNEEX
Private by default, reviewed by people, accountable at every step.
Private document handling
KYC evidence is stored privately and reachable only through authorised review and download flows.
NBFC-reviewed decisions
Credit decisions are made by the assigned lender's own KYC and risk review, not an automated guarantee.
Clear terms first
You see the Key Fact Statement and full agreement before you accept anything.
Purpose-safe transfers
Education funds reach the verified institution; Pocket Money reaches your own verified account. Funds never mix.
A clearer student journey
Know where your application stands and what happens next.
Explore the complete journeyPrivate KYC workspace
Upload requested evidence once and follow every review state without confusing provider claims.
Visible handoffs
RYNEEX and lender decisions stay separate, timestamped and easy to understand.
Purpose-safe transfer
Education funds go to the verified institution account; student credit goes to the verified student account.
One application, accountable handoffs
Track every decision from profile to bank transfer.
Profile
Complete student, college and contact details.
KYC review
RYNEEX checks the submitted private evidence.
Operations
Amount, college and suitable lender are assessed.
NBFC KYC
The assigned lender performs its final KYC review.
Credit decision
Risk and eligibility are approved or rejected.
KFS & agreement
Review the lender, fees and repayment schedule.
Purpose-safe transfer
Approved funds go to the verified beneficiary required by the loan purpose.
Approval and disbursement are separate audited stages. A pending application is never shown as an approved loan.
Simple by design
From sign-up to a credit decision in clear steps.
Create your account
Register with your Indian mobile number or email address and one password.
Complete KYC
Submit the required information for secure verification review.
Apply responsibly
Choose Pocket Money Credit or Education Loan only after KYC approval.
Built around your next move
Use credit for the things that help you learn, grow and get ahead.
From a course fee to a certification exam or a laptop repair, RYNEEX keeps the process transparent. Your sanctioned credit is separate from any legacy wallet balance.
Explore loan plansStudy tools
Certifications
Course materials
Skill building
Before you apply
Know what to expect.
- You are at least 18 years old
- You are an active student in India
- You can complete the requested KYC checks
- You understand repayment obligations
Responsible progress
Build your limit through consistent repayments.
After initial eligibility, students start at ₹2,000. Every three unique successful repayments can add ₹1,000, up to ₹6,000.
₹2,000
₹6,000
Repayment success is confirmed server-side. No amount is auto-deducted from an internal wallet.
Questions, answered
Clear terms. No shortcuts.
No. Eligibility, credit approval and disbursement are separate review stages. RYNEEX never presents a pending review as an approved loan.
KYC documents are stored privately and are available only through authorised review and download flows.
Card eligibility requires approved KYC, active student status, ₹6,000 credit limit and NBFC approval. No card number, CVV or PIN is created by RYNEEX.
Learn before you apply
Explore the process, eligibility and safeguards.
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Your education deserves a clear credit journey.
Create your student profile and follow every step with confidence.
- Get Started